Retiring in Risky Times Requires Protection from a Volatile Market and Interest Rates
If you had planned on retiring now, or you just retired, you’re probably nervous about the current economic climate. But with the right...
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Matthew Barks
- Jan 11
- 6 min
Why Everyone Should Consider an IUL to Increase Retirement Income
Many companies have started offering indexed universal life insurance (IUL) to their customers for implementing an IUL retirement...
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Matthew Barks
- Jan 2
- 4 min
Why the 4% Withdrawal Rule Is Wrong
If you think it’s because retirees should withdraw less than 4% to make their nest eggs last, that's not quite it. In fact, maybe they...
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Matthew Barks
- Dec 14, 2022
- 2 min
Why Indexed Universal Life Insurance Might Be New 401(k)
Investors are always looking for ways to outpace the current rate of inflation. That's why so many seeking to do so are now putting their...
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Matthew Barks
- Oct 12, 2022
- 4 min
Does Life Insurance Deserve a Place in Your Retirement Portfolio?
For many people, it could be worth looking into. But make sure you understand the pros and cons, what you’re paying and what you’re...
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Matthew Barks
- Aug 29, 2022
- 7 min
Tax-free Retirement Income Planning With Life Insurance
In this post I’m going to revisit Tax-free Retirement Planning with Life Insurance. These are also known as Life Insurance Retirement...
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Matthew Barks
- Aug 17, 2022
- 4 min
Is Your Retirement Plan Missing an Essential Piece?
Long-term care is a major risk that many financial advisers just aren’t talking about with their clients. Here’s why and some creative...
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Matthew Barks
- Jun 22, 2022
- 5 min
7 Reasons Why Every Retirement Plan should include Indexed Universal Life Insurance
A 50% loss in the S&P 500 occurred from late 2007 to March 2009. Trillions of US$ were wiped out. It was the biggest loss since the Great...
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Matthew Barks
- Apr 8, 2022
- 4 min
Creating More Tax-Free Income by Implementing Indexed Universal Life Insurance
The secret behind McDonald’s, Disneyland, and Foster Farms—and the $30 BILLION on Wells Fargo’s balance sheet. Would you believe that the...
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Matthew Barks
- Mar 11, 2022
- 4 min
How IULs are becoming better strategies for Pre-Retirees
We’ve all heard the phrase, coined by Benjamin Franklin, “Only two things are certain in life: Death and Taxes.” I’d like to argue that...
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Matthew Barks
- Dec 31, 2021
- 3 min
Boosting Retirement Income with Index Universal Life Insurance
Since people are living so much longer today, one of the biggest question on the many peoples’ minds is, “Will I have enough income to...
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Matthew Barks
- Dec 17, 2021
- 5 min
5 Myths That Could Have You Walking a Financial Tightrope Without a Safety Net
Life insurance is a mystery to most people, but it's an important part of your financial picture, so don't let these common misbeliefs...
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Matthew Barks
- Dec 9, 2021
- 3 min
Life Insurance as an Asset Class
Many people do not view life insurance as an asset class, an essential and vital part of their retirement income plan. They see life...
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Matthew Barks
- Nov 24, 2021
- 5 min
Is Your 401(k) or IRA a Sleeping Tax Bear?
Tax-deferred accounts could lead to an unwelcome retirement surprise, so start planning now to tame the beast. Plenty of retirements...
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Matthew Barks
- Nov 11, 2021
- 3 min
“I Wish I Started Sooner” – 5 Tips to Building Financial Security at Any Age
There’s an old proverb that states, “the best time to plant a tree was 20 years ago. The second-best time is now.” This saying relates to...
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Matthew Barks
- Oct 29, 2021
- 5 min
4 Ways Permanent Insurance Helps Retirement
There is a common mantra echoed throughout the financial community that “you won’t need permanent insurance in retirement.” Because you...
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Matthew Barks
- Oct 15, 2021
- 5 min
Assets To Help Tax Burden In Retirement
For almost 10 years, I’ve helped clients prepare for more confident retirements. While retirement preparation should be a top priority...
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Matthew Barks
- Aug 18, 2021
- 8 min
The 4% Rule And The Search For A Safe Withdrawal Rate
Of the two main schools of thought in retirement income planning, the probability-based school of thought is probably most familiar to...
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Matthew Barks
- Aug 4, 2021
- 6 min
3 Strategies to Avoid Running Out of Money in Retirement
For a financially sustainable retirement that could last 30 years or more, here are three ways to help manage your risks and avoid...
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Matthew Barks
- Apr 26, 2021
- 4 min
Don’t Let Retirement Planning Faze You: What to Focus on in Each Phase
When you think about all the moving parts to planning for retirement, it can feel overwhelming. But breaking it down into four phases...
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