Is Your Retirement Plan Missing an Essential Piece?
Long-term care is a major risk that many financial advisers just aren’t talking about with their clients. Here’s why and some creative...
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Matthew Barks
- Jun 22
- 5 min
7 Reasons Why Every Retirement Plan should include Indexed Universal Life Insurance
A 50% loss in the S&P 500 occurred from late 2007 to March 2009. Trillions of US$ were wiped out. It was the biggest loss since the Great...
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Matthew Barks
- Apr 8
- 4 min
Creating More Tax-Free Income by Implementing Indexed Universal Life Insurance
The secret behind McDonald’s, Disneyland, and Foster Farms—and the $30 BILLION on Wells Fargo’s balance sheet. Would you believe that the...
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Matthew Barks
- Mar 11
- 4 min
How IULs are becoming better strategies for Pre-Retirees
We’ve all heard the phrase, coined by Benjamin Franklin, “Only two things are certain in life: Death and Taxes.” I’d like to argue that...
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Matthew Barks
- Dec 31, 2021
- 3 min
Boosting Retirement Income with Index Universal Life Insurance
Since people are living so much longer today, one of the biggest question on the many peoples’ minds is, “Will I have enough income to...
79 views0 comments
Matthew Barks
- Dec 17, 2021
- 5 min
5 Myths That Could Have You Walking a Financial Tightrope Without a Safety Net
Life insurance is a mystery to most people, but it's an important part of your financial picture, so don't let these common misbeliefs...
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Matthew Barks
- Dec 9, 2021
- 3 min
Life Insurance as an Asset Class
Many people do not view life insurance as an asset class, an essential and vital part of their retirement income plan. They see life...
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Matthew Barks
- Nov 24, 2021
- 5 min
Is Your 401(k) or IRA a Sleeping Tax Bear?
Tax-deferred accounts could lead to an unwelcome retirement surprise, so start planning now to tame the beast. Plenty of retirements...
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Matthew Barks
- Nov 11, 2021
- 3 min
“I Wish I Started Sooner” – 5 Tips to Building Financial Security at Any Age
There’s an old proverb that states, “the best time to plant a tree was 20 years ago. The second-best time is now.” This saying relates to...
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Matthew Barks
- Oct 29, 2021
- 5 min
4 Ways Permanent Insurance Helps Retirement
There is a common mantra echoed throughout the financial community that “you won’t need permanent insurance in retirement.” Because you...
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Matthew Barks
- Oct 15, 2021
- 5 min
Assets To Help Tax Burden In Retirement
For almost 10 years, I’ve helped clients prepare for more confident retirements. While retirement preparation should be a top priority...
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Matthew Barks
- Aug 18, 2021
- 8 min
The 4% Rule And The Search For A Safe Withdrawal Rate
Of the two main schools of thought in retirement income planning, the probability-based school of thought is probably most familiar to...
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Matthew Barks
- Aug 4, 2021
- 6 min
3 Strategies to Avoid Running Out of Money in Retirement
For a financially sustainable retirement that could last 30 years or more, here are three ways to help manage your risks and avoid...
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Matthew Barks
- Apr 26, 2021
- 4 min
Don’t Let Retirement Planning Faze You: What to Focus on in Each Phase
When you think about all the moving parts to planning for retirement, it can feel overwhelming. But breaking it down into four phases...
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Matthew Barks
- Apr 2, 2021
- 7 min
Trying To Get Ahead May Put You Behind
Many people assume that once you retire and your children have grown you can eliminate life insurance. Just the opposite may be true....
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Matthew Barks
- Mar 19, 2021
- 2 min
BREAKING THROUGH THE TOP 10 ROADBLOCKS TO WEALTH BUILDING
Roadblock #3 — Over Reliance on a 401(k) Plan 401(k) plans are powerful and should be a piece of your overall financial picture. Some...
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Matthew Barks
- Mar 12, 2021
- 2 min
BREAKING THROUGH THE TOP 10 ROADBLOCKS TO WEALTH BUILDING
Roadblock #2 - Chasing Rate of Return and Market Timing Fact or Fiction? In order to someday have a high level of reward you have to...
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Matthew Barks
- Mar 4, 2021
- 2 min
BREAKING THROUGH THE TOP 10 ROADBLOCKS TO WEALTH BUILDING
Roadblock #1 - Need & Goal Planning Stated financial objectives can actually be a detriment to the financial future that you so richly...
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Matthew Barks
- Feb 24, 2021
- 5 min
Want More Tax-Free Retirement Income? One Man’s Whole Life Decision
Whole life insurance might not be something that’s on your retirement planning radar, but for this client, here’s how it served his need...
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Matthew Barks
- Jan 22, 2021
- 4 min
Why Millennials May Need Life Insurance Now More than Ever
It’s easy to feel invincible when you’re young, healthy and have a steady paycheck. After all, the chances of something catastrophic...
14 views0 comments